Terms and Conditions-of-Use Policy

Rebelo Mortgage International, Inc. Terms and Conditions-of-Use Policy Effective February 2025  These Terms and Conditions-of-Use, as may be amended from time to time (hereafter, “Terms”), govern your use of this website and the materials accessible on or from this website (collectively, the “Website”). All users (“Users”) of this Website agree that access to and use of this Website is subject to the Terms. Rebelo Mortgages International, Inc.,(“Rebelo Mortgage,” “Rebelo Mortgages,” “Rebelo Mortgage International,” “Rebelo,” “We,” or anything like-kind), provides this Website to you (“You” or “Your”), and each user (“User”), subject to these Terms, other applicable laws, and Rebelo Mortgages International, Inc. other policies, including our Privacy PolicyYou accept these Terms by accessing, or using this Website in any manner, even if You do not create an Account at this Website.

 To respect the privacy of children, and to comply with the Children’s Online Privacy Protection Act (15 U.S.C. §§ 6501-6506), we do not knowingly provide products, or services, to children under the age of 18. This Website is a general audience site that is not designed, nor intended, to collect personal information from children. You represent and warrant that You are at least 18 years of age and of legal competence to enter into this agreement. If You are using this Website on behalf of Your employer, You represent and warrant that You are authorized to accept these Terms on behalf of Your employer. 

SECTION 18 OF THIS TERMS AND CONDITIONS-of-USE OF USE AGREEMENT CONTAINS A BINDING CLASS ACTION WAIVER.THIS SECTION AFFECTS YOUR RIGHTS ABOUT HOW TO RESOLVE DISPUTES THAT YOU MAY HAVE WITH US. READ IT CAREFULLY.

Rebelo Mortgages International, Inc. may change these Terms at any time. This version is the most current version of these Terms. By continuing to access, or use, this Website, You accept any changes or revisions to the Terms.

IF YOU DO NOT AGREE TO ALL OF THESE TERMS AND CONDITIONS-of-USE, PLEASE DO NOT USE THIS WEBSITE.

General Terms and Conditions

The Terms apply to use of this Website by You and all Users. By accessing, or using the Website, You, and all Users, agree to be bound by the Terms. Rebelo Mortgages International, Inc. provides the information, services, text, graphic, links, or other material on this Website to You, and all Users, conditioned on Your acceptance without modification of the Terms. The information offered on this Website is provided with the understanding that neither Rebelo Mortgages International, Inc., nor any of its affiliated entities, and any third-party organizations are engaged in rendering legal, or other professional services, or advice. The use of the Website is subject to the additional disclaimers, caveats and notices that may appear throughout the Website. 

License to Use this Website

Rebelo Mortgages International, Inc. grants You a personal, non-exclusive, non-transferable, limited, and revocable license to use this Website subject to the Terms. You may use this Website, and information acquired from this Website, for Your own personal, non-commercial, lawful purposes. You may not use this Website in a manner that exceeds the rights granted for Your use. 

OTHER THAN CONNECTING TO THIS WEBSITE BY HTTP, OR HTTPS REQUEST USING A WEB BROWSER, YOU MAY NOT ATTEMPT TO ACCESS REBELO MORTGAGES INTERNATIONAL, INC. SERVERS, OR THIS WEBSITE, BY ANY MEANS. IN PARTICULAR, YOU ARE PROHIBITED FROM SCRAPING, CRAWLING, DATA-MINING, OR USING ANY ROBOT, SPIDER, OR OTHER AUTOMATIC DEVICE TO SEND QUERIES TO REBELO MORTGAGES INTERNATIONAL, INC. SERVERS OR THIS WEBSITE.  YOU MAY NOT USE THIS WEBSITE TO COMPILE DATA FOR USE BY ANY COMMERCIAL ENTITY.

YOU AGREE NOT TO DISRUPT, MODIFY, OR INTERFERE WITH THIS WEBSITE, OR ITS ASSOCIATED SOFTWARE, HARDWARE, AND SERVERS IN ANY WAY. YOU AGREE NOT TO IMPEDE, OR INTERFERE, WITH OTHERS’ USE OF THIS WEBSITE. YOU FURTHER AGREE NOT TO ALTER, OR TAMPER, WITH ANY INFORMATION, OR MATERIALS, ON, OR ASSOCIATED WITH, THIS WEBSITE.

The Website, and all rights therein, are, and will remain, with Rebelo Mortgages International, Inc., or one of our affiliates. You may view, copy, or print a single copy of any page from the Website for personal, non-commercial purposes if you do not remove, modify, or alter any copyright, or proprietary rights, notices that may be present. You may not otherwise use, modify, copy, print, display, distribute, publish, or sell any information, images or other content from the Website without our express, prior, written consent.

YOU MAY NOT USE ANY PORTION OF THE WEBSITE FOR ANY COMMERCIAL PURPOSE.

Any special rules for any software, audio files, video files, downloads, and other items accessible through the Website may be included elsewhere in the Website and are incorporated into these Terms by reference.

You may not:

(i) remove or obscure any copyright, trademark, digital watermarks, proprietary legends, or other proprietary notices from any portion of the Website;

(ii) reproduce, modify, prepare derivative works based upon, distribute, license, lease, sell, resell, transfer, publicly display, publicly perform, transmit, stream, broadcast, or otherwise exploit the Website, or any aspect of it, except as expressly permitted by us;

(iii) decompile, reverse engineer, jeopardize the correct functioning of the Website, or disassemble the Website, or otherwise attempt to derive the source code of the software (including the tools, processes, methods and infrastructure) that enables, or underlies, the Website, except as may be permitted by applicable law;

(iv) link to, mirror, or frame any portion of the Website;

(v) cause, or launch, any programs, spiders, robots, or scripts, or other automatic, or manual, devices, or processes for the purpose of extracting, scraping, indexing, surveying, or otherwise data mining any portion of the Website, or unduly burdening, or hindering, the operation and/or functionality of any aspect of the Website;

(vi) attempt to gain unauthorized access to, or impair, any aspect of the Website, or the related systems, servers or networks;

(vii) use the Website to stalk, harass, or harm another individual, or in any way that is in violation of any law, or regulation;

(viii) impersonate any person, or entity, or otherwise misrepresent your affiliation with any person, or entity; or

(ix) use any portion of the Website, or any content, in any manner that may give a false or misleading impression, attribution, or statement as to us, or any other person, or entity.

Assignments

Rebelo Mortgages International, Inc. may assign this agreement at any time, without notice to You and/or its Users. You may not assign this agreement to anyone else, and any attempt to assign shall be void.

Equal Housing Opportunity

All real estate/mortgage-financing information provided herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Your state, or local, jurisdiction may impose additional requirements. Rebelo Mortgages International, Inc. is pledged to the letter, and spirit, of the United States policy for the achievement of equal housing opportunity. Rebelo Mortgages International, Inc. encourages, and supports, an affirmative advertising, and marketing, program in which there are no barriers to obtaining housing because of race, color, religion, gender, handicap, familial status, or national origin. All dwellings within the United States advertised by Rebelo Mortgages International, Inc. affiliated entities are available on an equal opportunity basis.

Informational Purposes Only

The content provided on this Site is intended for informational purposes only and is not intended to be a legally binding offer, or solicitation. Rebelo Mortgages International, Inc. assumes no responsibility, or liability, for any actions taken as a result of using this Website, or for errors or omissions in content. Rebelo Mortgages International, Inc. has no duty to keep the Website updated.

Privacy Policy

Rebelo Mortgages International, Inc. maintains a Privacy Policy describing its collection, retention, and use of information about users of this Website which incorporated by reference as though fully set forth herein. This policy can be accessed here Privacy Policy, and is incorporated herein by reference. The Privacy Policy contains policies, and practices, regarding Your information and how Rebelo Mortgages International, Inc. will treat it . If You do not agree with our policies, and practices, Your choice is not to use our Website.

By accessing, or using this Website, You agree to this Privacy Policy. This policy may change from time-to-time, as set forth in the Privacy Policy. Your continued use of this Website after Rebelo Mortgages International, Inc. makes changes is deemed to be acceptance of those changes, so please check the Privacy Policy periodically for updates. Rebelo Mortgages International, Inc. respects Your privacy and is committed to protecting it through compliance with the Rebelo Mortgages International, Inc. Privacy Policy. In addition, the Privacy Policy includes additional rights for California residents as it pertains to use of their personal information. The Privacy Policy is designed to comply with the California Consumer Privacy Act of 2018 (CCPA).

Links to Other Websites

You may find links to other Internet sites, or resources, on this Website that offer content, goods, or services. A link from this Website to a third party website does not imply endorsement of that website, nor any ability to control that site’s contents, products, or privacy practices. You acknowledge, and agree, that Rebelo Mortgages International, Inc. has no responsibility, or liability (directly or indirectly), for: the availability of such external sites, or resources; the availability, or accuracy, of any content, advertising, products, or other materials on or available from such sites, or resources; any damage, loss, claim, or complaint (actual or alleged) caused by, arising from, or in connection with Your use of, or reliance on, any such content, goods, or services available on, or through, any such site, or resource.

Rebelo Mortgages International, Inc. Intellectual Property – Service and Trade Marks

The entire content of information on this Website, including without limitation all images, videos, design, text, images, screen displays, software, photographs, press releases, and other information, are copyrighted as a collective work, and protected under the United States, and other copyright laws, and are owned by Rebelo Mortgages International, Inc. and/or used under license, or permission, from the copyright owner, and are protected under U.S., and international, intellectual property laws. Unless explicitly stated herein, nothing in these Terms shall be construed as conferring any license to intellectual property rights, whether by estoppel, implication, or otherwise. You agree not to reproduce, distribute, display, or create derivative works of any part of this Website, or any information presented to You, through this Website, in whole or in part.

This prohibition includes unauthorized copying, or distribution, of any of the content displayed, or used on this Website, framing content from this Website, or creating any unauthorized derivative work. The information contained in this Website may not, except under written license, be copied, reproduced, transmitted, displayed, performed, distributed, rented, sublicensed, altered, stored for subsequent use, or otherwise used in whole, or in part, in any manner without Rebelo Mortgages International, Inc. prior written consent, except to the extent that such use is authorized under U.S., or other intellectual property, laws. Rebelo Mortgage International, Inc. logos, images, service marks, and trademarks used on the Website are owned property of Rebelo Mortgages International, Inc. and may not be used without prior written consent of authorized representative of Rebelo Mortgages International, Inc.. Rebelo Mortgages International, Inc. uses third party trademarks on this Website to identify the owners of those marks.

Use of any third party trademark is meant only to identify the trademark owner and its goods and services, and is not intended to imply any association, or sponsorship, between the trademark owner and this Website. All third party trademarks, and logos, are the property of their respective owners.

Submission of Confidential Information and Ideas

From time-to-time, Users submit ideas to Rebelo Mortgages International, Inc. , either by email, or in the course of a customer service interaction, for improving this Website, or Rebelo Mortgages International, Inc. services. Rebelo Mortgages International, Inc. has no obligation to treat this material as confidential information. To the extent that You wish to have Your idea remain confidential, to retain rights in Your idea, or wish to be compensated for submission of Your idea, please do not submit it to Rebelo Mortgages International, Inc.

Intellectual Property Claims

If You believe that Your copyright has been infringed in any way by this Website, promptly provide in writing, certified mail, the following information to our Digital Millennium Copyright Act (17 U.S.C. §512) Authorized Representative:

  1. A physical, or electronic signature, of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
  2. Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted, works at a single on-line site are covered by a single notification, a representative list of such works at that site;
  3. Identification of the material that is claimed to be infringing, or to be the subject of infringing activity, and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit Rebelo Mortgages International, Inc. to locate the material;
  4. Information reasonably sufficient to permit Rebelo Mortgages International, Inc. to contact You, such as an address, telephone number, and e-mail address;
  5. A statement that You have a good faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;
  6. A statement that the information in the notice is accurate, and under penalty of perjury, that You are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

The Digital Millennium Copyright Act (17 U.S.C. §512) Authorized Representative for this Website is:

Rebelo Mortgages International, Inc.
Attention: Corporate Legal Department
13611 South Dixie Highway, 540,
Palmetto Bay, Florida
United States of America

Or fax to: (800) 285.9203, Attn: Corporate Legal Department

If You believe that Your other intellectual property, or publicity, rights have been infringed in any way by this Website, please provide a detailed description of the alleged infringement for further investigation via e-mail to Legal@RebeloMortgages.com

Rebelo Mortgages International, Inc. actions in receiving, investigating, or responding to Your e-mail shall not constitute Rebelo Mortgages International, Inc. agreement, or verification, of Your claim(s), nor any admission of liability therefor. Rebelo Mortgages International, Inc. makes no commitment, covenant, promise, warranty, representation, or guarantee that it will receive, review, investigate, or respond to Your claim within any particular time.

Notification

Any notices to be given to Rebelo Mortgages International, Inc. under these Terms shall be made in writing, certified signature mail, to Legal@RebeloMortgages.com or to the following address:

Rebelo Mortgages International, Inc.
Attention: Corporate Legal Department
13611 South Dixie Highway, 540,
Palmetto Bay, Florida
United States of America

You agree that Rebelo Mortgages International, Inc. can send You electronic notices to the e-mail address that You provided to Rebelo Mortgages International, Inc. in creating Your Account or by displaying the notice on this Website.

You agree that all notices, agreements, disclosures, and other communications that we provide to You electronically satisfy any legal requirement that such communications be in writing. You further agree that Rebelo Mortgages International, Inc. may deliver notice to you by written communication delivered by first class certified signature U.S. mail, or courier service, to your address on record in Your Account.

User Account, Password, and Security

To the extent that a user account is created by you to access and use the Website (“User Account”), the following will apply: To access certain features, and/or content, available through the Website, we may require that You sign up using your email address, and a password, to create a User Account. If You do not create a User Account, You may not have access to certain functionality of the Website. We use reasonable precautions to protect the privacy of Your username, password, and User Account information. You, however, are ultimately responsible for protecting Your username, password, and User Account information from disclosure to third parties, and You are not permitted to circumvent the use of required encryption technologies, if any.

You agree to:

(i) immediately notify us of any unauthorized use of Your username, password, or User Account, or any other breach of security;

(ii) ensure that You exit from Your User Account at the end of each session; and

(iii) use a security passcode to secure Your device where Your User Account information is stored.

While we may provide certain encryption technologies, and use other reasonable precautions to protect Your confidential information and provide suitable security, we do not, and cannot guarantee, or warrant, that information transmitted through the Internet is secure, or that such transmissions are free from delay, interruption, interception or error.

ANY TRANSMISSION OF PERSONAL INFORMATION IS AT YOUR OWN RISK.

In creating and using Your User Account, You agree to:

(i) provide true, accurate, current, and complete information about yourself on any registration form required for the Website, including, but not limited to, Your full name, email address, and zip code (such information being the “Registration Data”); and

(ii) maintain and promptly update the Registration Data to keep it true, accurate, current, and complete.

If You provide any information that is untrue, inaccurate, not current, or incomplete, or if we have reasonable grounds to suspect that such information is untrue, inaccurate, not current, or incomplete, then we have the right to suspend or terminate Your User Account, and refuse any and all current, or future, use of Your User Account.

User Accounts, and usernames, are non-transferable, and all users are obligated to take preventative measures to prohibit unauthorized users from accessing the Website with his, or her, username and password.

You agree that You are solely responsible for activity that occurs under Your User Account.

We are entitled to act on all instructions received by anyone using Your User Account, and we reserve the right to pursue any, and all, claims against any user of Your User Account.

We reserve the right to deactivate, or cancel, a User Account in our sole discretion, including for the following reasons:

(i) You request such deactivation;

(ii) You are deceased;

(iii) You do not respond to repeated communication attempts regarding the status of Your User Account;

(iv) You fail to make payments related to Your User Account (if applicable);

(v) You reside in, or relocate, to a country where use of a User Account is prohibited under applicable law; or

(vi) You act in a fraudulent, or inappropriate, manner while using the User Account.

You will be responsible for all charges incurred up until the time the account in deactivated, if applicable. We may retain User Account information, and some automatically collected information, for as long as You use Your User Account and for a reasonable time thereafter, and as required by applicable law. If You would like us to delete Your User Account information that you have provided, please contact us a Privacy@RebeloMortgages.com and we will respond in a reasonable time. Information that You enter in the Website will generally remain there until we receive a legitimate request to remove it.

No Representations or Warranties

REBELO MORTGAGES INTERNATIONAL, INC. MAKES NO REPRESENTATION, OR WARRANTY, OF ANY KIND WITH RESPECT TO THE MATERIALS AND INFORMATION CONTAINED ON THIS WEBSITE. YOU USE THIS WEBSITE AT YOUR SOLE RISK (INCLUDING BUT NOT LIMITED TO ANY DAMAGE TO YOUR COMPUTER SYSTEM, LOSS OF DATA, DAMAGE RESULTING FROM RELIANCE ON INFORMATION FROM THIS WEBSITE, OR OTHER DAMAGES THAT RESULT FROM OBTAINING ANY CONTENT FROM THE WEBSITE INCLUDING COMPUTER VIRUSES) EVEN IF REBELO MORTGSAGES INTERNATIONAL, INC. HAS BEEN ADVISED OF, OR IS AWARE OF, THE RISK OF SUCH DAMAGE.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, REBELO MORTGAGES INTERNATIONAL, INC. PROVIDES THIS WEBSITE, THE SERVICES, THE INFORMATION, AND THE CONTENT “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS,” WITHOUT WARRANTY OF ANY KIND, AND REBELO MORTGAGES INTERNATIONAL, INC. SPECIFICALLY DISCLAIMS ALL WARRANTIES, EXPRESS, OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ,THE IMPLIED WARRANTIES OF MERCHANTIBILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

YOUR SOLE AND EXCLUSIVE REMEDY FOR ISSUES RELATING TO THE USE OF, OR THE MATERIAL ON, THE WEBSITE SHALL BE TO DISCONTINUE ACCESSING THE WEBSITE, AND CEASE FROM USING THE INFORMATION, OR MATERIAL, OBTAINED. 
YOU AGREE THAT  REBELO MORTGAGES INTERNATIONAL, INC. SHALL NOT BE LIABLE FOR ANY DAMAGES RELATING TO YOUR USE OF, OR RELIANCE, UPON THE WEBSITE, OR ANY OF ITS CONTENT.

NO INFORMATION, OR ADVICE, PROVIDED ON THIS WEBSITE BY REBELO MORTGAGES INTERNATIONAL, INC., OR BYREBELO MORTGAGES INTERNATIONAL, INC. OWNERS, SHAREHOLDERS, INVESTORS, PRINCIPALS, OFFICERS, DIRECTORS, EMPLOYEES, INDEPENDENT CONTRACTORS, AGENTS, SUCCESSORS AND ASSIGNS, LICENSORS, SUPPLIERS, AND/OR THIRD-PARTY ORGANIZATIONS SHALL CREATE ANY WARRANTY. REBELO MORTGAGES INTERNATIONAL, INC. MAKES NO WARRANTY, REPRESENTATION, COVENANT, OR GUARANTEE WHATSOEVER, EXPRESS, OR IMPLIED:

  1. AS TO THE VALUE, QUALITY, TIMELINESS, USEFULNESS, RELIABILITY, SECURITY, SUITABILITY, TRUTHFULNESS, OR COMPLETENESS OF THIS WEBSITE, THE SERVICES, THE INFORMATION, OR THE CONTENT;
  2. THAT THIS WEBSITE WILL OPERATE UNINTERRUPTED, OR ERROR-FREE;
  3. THAT THIS WEBSITE, THE SERVICES, THE INFORMATION, OR THE CONTENT WILL MEET YOUR NEEDS, OR EXPECTATIONS;
  4. AS TO THE QUALITY, OR VALUE, OF ANY OF REBELO MORTGAGES INTERNATIONAL, INC. PRODUCTS, SERVICES, CONTENT, INFORMATION, OR OTHER MATERIAL YOU OBTAIN VIA THE WEBSITE; OR THAT ANY ERRORS, OR OMISSIONS, ON THIS WEBSITE WILL BE CORRECTED.

To the fullest extent permitted by applicable law, Rebelo Mortgages international, Inc., its subsidiaries, and affiliates, and their respective owners, shareholders, investors, officers, principals, directors, employees, independent contractors, agents, successors and assigns, licensor, suppliers, and/or third-party organizations shall have no liability, relating to Your use of, or access to (or inability to access), this Website, your use of any information, or material contained therein, for:

  1. Any, and all, claims for damages for actual, consequential, incidental, exemplary, special, or punitive damages even if Rebelo Mortgages international, Inc. is advised of the possibility of such (including, but not limited to, loss of business, profits, business information, or business interruption, or any other pecuniary loss); or
  2. For direct damages, actually proven, exceeding USD $1,000.00. This limitation shall be enforced even if it causes an exclusive remedy to fail of its essential purpose.

Limitation of Liability

To the fullest extent permitted by applicable law, Rebelo Mortgages international, Inc., its subsidiaries, and affiliates, and their respective owners, shareholders, investors, officers, principals, directors, employees, independent contractors, agents, successors and assigns, licensor, suppliers, and/or third-party organizations shall have no liability, relating to Your use of, or access to (or inability to access), this Website, your use of any information, or material contained therein, for:

  1. Any, and all, claims for damages for actual, consequential, incidental, exemplary, special, or punitive damages even if Rebelo Mortgages international, Inc. is advised of the possibility of such (including, but not limited to, loss of business, profits, business information, or business interruption, or any other pecuniary loss); or
  2. For direct damages, actually proven, exceeding USD $1,000.00. This limitation shall be enforced even if it causes an exclusive remedy to fail of its essential purpose.


Rebelo Mortgages international, Inc. 
reserves the right, at any time, in Rebelo Mortgages international, Inc. sole, and exclusive, discretion, to amend, modify, suspend, or terminate this Website, any services, information, or content, or any part thereof, and/or Your use of, or access, to them, with, or without, notice. Rebelo Mortgages international, Inc. shall have no liability to You, or any other person, or entity, for any modification, suspension, or termination, or any loss of related information.

TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, IN NO EVENT WILL REBELO MORTGAGES INTERNATIONAL, INC. BE LIABLE TO YOU, OR ANY OTHER PARTY FOR ANY, AND REBELO MORTGAGES INTERNATIONAL, INC. DISCLAIMS ANY, AND ALL, DAMAGES, LOSSES, CLAIMS, LIABILITIES, PENALTIES, COSTS, EXPENSES, AND ATTORNEYS’ FEES, INCLUDING, WITHOUT LIMITATION, DIRECT, SPECIAL, INCIDENTAL, PUNITIVE, INDIRECT, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, IN ANY WAY RELATING TO, OR ARISING FROM, THE USE, OR MISUSE, OF THE WEBSITE.

Indemnification

You agree to defend, indemnify, and hold Rebelo Mortgages International, Inc., its owners, shareholders, principals, officers, directors, employees, independent contractors, agents, successors and assigns, licensors, suppliers, and/or third-party organizations, harmless from and against any claims, actions, or demands, liabilities, and settlements including without limitation, reasonable legal, and related fees and expenses, resulting from, or alleged to result from, Your violation of these Terms, or Your use, of this Website. 


Rebelo Mortgages International, Inc. reserves the right to assume exclusive control of its defense in any matter subject to Your indemnification, which shall not excuse Your obligation to indemnify Rebelo Mortgages International, Inc. You shall not settle any dispute subject to Your indemnification under these Terms without written consent from Rebelo Mortgages International, Inc.

Choice of Law and Venue for Resolving Disputes

The internal laws of the State-of-FLORIDA govern this contract, and any claims, relating to the materials on this Website, or dispute, that You may have against us, without regard to its conflict of laws rules. The United Nations Convention on Contracts for the International Sale of Goods shall have no applicability.

BY AGREEING TO THESE TERMS YOU ARE:

(1) WAIVING CLAIMS THAT YOU MIGHT OTHERWISE HAVE AGAINST KHAM BASED ON THE LAWS OF OTHER JURISDICTIONS, INCLUDING YOUR OWN;

(2) IRREVOCABLY CONSENTING TO THE EXCLUSIVE JURISDICTION OF, AND VENUE IN, STATE, AND FEDERAL COURTS, IN THE STATE OF FLORIDA OVER ANY DISPUTES OR CLAIMS YOU HAVE WITH US THAT ARE NOT COVERED BY THE BINDING ARBITRATION PROVISIONS OF SECTION 18; AND

(3) SUBMITTING YOURSELF TO THE PERSONAL JURISDICTION OF COURTS LOCATED IN MIAMI-DADE COUNTY, FLORIDA FOR THE PURPOSE OF RESOLVING ANY SUCH DISPUTES, OR CLAIMS.

NETWORK ACCESS and DEVICES

You are responsible for obtaining the data network access necessary to use the Website. If You are accessing the Website on Your mobile device, Your network’s data, and messaging rates and fees, may apply. You are responsible for acquiring, and updating, compatible hardware, or devices, necessary to access, and use, the Website, and any updates thereto. We do not guarantee that the Website, or any portion thereof, will function on any particular hardware, or devices. In addition, the Website may be subject to malfunctions, and delays, inherent in the use of the Internet and electronic communications.

Binding Arbitration

18.1 Arbitration.

ANY CLAIMS, DISAGREEMENTS, OR DISPUTES RELATING TO THE SOURCES, OR THIS PRIVACY POLICY, INCLUDING WITHOUT LIMITATION, THE COLLECTION, USE, DISCLOSURE (WHETHER VOLUNTARY, UNINTENTIONAL, OR AS A RESULT OF UNAUTHORIZED ACCESS), OR STORAGE OF YOUR PERSONAL INFORMATION, SHALL BE RESOLVED EXCLUSIVELY BY BINDING ARBITRATION PURSUANT TO THE COMMERCIAL ARBITRATION RULES OF THE AMERICAN ARBITRATION ASSOCIATION (AAA). ANY RIGHTS YOU MAY HAVE WILL BE DETERMINED BY A NEUTRAL ARBITRATOR, AND NOT BY A JUDGE, OR JURY. YOU ARE THUS WAIVING YOUR CONSTITUTIONAL RIGHT TO HAVE ANY CLAIMS, DISAGREEMENTS, OR DISPUTES DECIDED IN COURT BEFORE A JURY, OR JUDGE, AND INSTEAD ARE ACCEPTING THE USE OF BINDING ARBITRATION. 


THE ARBITRATION SHALL TAKE PLACE IN THE STATE OF FLORIDA, UNLESS YOU REQUEST, IN WRITING, A DIFFERENT LOCATION REASONABLY RELATED TO THE CLAIMS, DISAGREEMENTS, OR DISPUTES AND IN WHICH STATE WE MAINTAIN A PHYSICAL BUSINESS OFFICE. THE ARBITRATION SHALL BE CONDUCTED BY ONE ARBITRATOR WHO IS SELECTED PURSUANT TO THE RULES OF THE AAA FROM THE AAA ROSTER OF ARBITRATORS, USING THE AAA ARBITRATOR SELECT LIST, AND APPOINTMENT. THE AWARD OF THE ARBITRATOR SHALL BE FINAL, AND JUDGMENT UPON THE AWARD SHALL BE ENTERED IN A COURT OF COMPETENT JURISDICTION IN THE STATE OF FLORIDA, OR IN THE STATE IN WHICH THE ARBITRATION TAKES PLACE. THE ARBITRATION SHALL NOT BE CONSOLIDATED, OR COMBINED, WITH ANY OTHER ARBITRATION, NOR CAN YOU PROCEED IN THE ARBTRATION ON A REPRESENTATIVE BASIS, OR CAPACITY, FOR OTHER PARTIES.

 YOU ALSO WAIVE ANY RIGHT TO BRING, OR PARTICIPATE, IN A CLASS ACTION BROUGHT IN COURT, OR TO ARBITRATE, OR PARTICIPATE, IN ARBITRATION ON A CLASS BASIS. EACH PARTY WILL BEAR ITS OWN ATTORNEYS’ FEES, AND COSTS, IN CONNECTION WITH ANY ARBITRATION, AND ANY COURT PROCEEDING IN CONNECTION WITH THE ENFORCEMENT OF THIS ARBITRATION PROVISION, OR ENTRY, OF JUDGMENT ON AN ARBITRAL AWARD. ANY DISPUTES REGARDING THIS ARBITRATION PROVISION SHALL BE RESOLVED BY THE ARBITRATOR. THIS PRIVACY POLICY IS GOVERNED BY THE LAWS OF THE STATE OF FLORIDA, AND CHOICE OF LAW PRINCIPLES SHALL NOT APPLY. BY AGREEING TO THIS ARBITRATION PROVISION, YOU UNDERSTAND THAT YOU, AND REBELO MORTGAGES INTERNATIONAL, INC., HEREBY WAIVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL.

18.2. Location.

The arbitration will be conducted in State-of-Florida, unless the parties agree to video, phone, and/or internet connection, appearances.

18.3. Limitations.

You, and Rebelo Mortgages International, Inc., agree that any arbitration will be limited to the Claim between Rebelo Mortgages International, Inc., and You, individually. YOU, AND REBELO MORTGAGES INTERNATIONAL, INC., AGREE THAT

(A) THERE IS NO RIGHT, OR AUTHORITY, FOR ANY DISPUTE TO BE ARBITRATED ON A CLASS-ACTION BASIS OR TO UTILIZE CLASS ACTION PROCEDURES;

(B) THERE IS NO RIGHT, OR AUTHORITY, FOR ANY DISPUTE TO BE BROUGHT IN A PURPORTED REPRESENTATIVE CAPACITY, OR AS A PRIVATE ATTORNEY GENERAL; AND

(C) NO ARBITRATION WILL BE JOINED WITH ANY OTHER ARBITRATION.

18.4. Exceptions to Arbitration. 

You, and Rebelo Mortgages International, Inc., agree that the following Claims are not subject to the above provisions concerning negotiations and binding arbitration: 

(i) any Claim seeking to enforce, or protect, or concerning, the validity of, any of Your, or Rebelo Mortgages International, Inc., intellectual property rights; 

(ii) any Claim related to, or arising from, allegations of theft, piracy, invasion of privacy. or unauthorized use; and 

(iii) any claim for equitable relief. 

In addition to the foregoing, either party may assert an individual action in small claims court for Claims that are within the scope of such court’s jurisdiction in lieu of arbitration with the other party’s consent.

18.5. Arbitration Fees.

The party seeking the Claim is responsible for the initial fees to AAA. All other fees, and costs, of the arbitration will be charged pursuant to the AAA Rules.

18.6. Severability.

You, and Rebelo Mortgages International, Inc., agree that if any portion this Section is found illegal, or unenforceable, except any portion of Section 18.3, that portion will be severed and the remainder of the Section will be given full force and effect. If Section 18.3 is found to be illegal, or unenforceable, then neither You, nor Rebelo Mortgages International, Inc., will elect to arbitrate any Claim falling within that portion of this Section found to be illegal, or unenforceable, and such Claim will be exclusively decided by a court of competent jurisdiction within Miami-Dade County County, State-of-Florida, and You, and Rebelo Mortgages International, Inc., agree to submit to the personal jurisdiction of that court.


EACH OF THE PARTIES HERETO IRREVOCABLY WAIVES ANY, AND ALL, RIGHT TO TRIAL BY JURY, OR TO PARTICIPATE IN A CLASS ACTION IN ANY LEGAL PROCEEDING ARISING OUT OF, OR RELATING TO, THIS AGREEMENT, OR YOUR USE OF THE SERVICE, OR THE TRANSACTIONS CONTEMPLATED HEREBY.

 

Severability

If any term of this Agreement is declared unlawful, void, or unenforceable by any court in any jurisdiction, then such term will be deemed severable from the remaining terms in such jurisdiction and will not affect the validity, and enforceability, of the remaining terms.

Termination of Service

We may suspend, or terminate, Your right to access secured portions of the Website at any time, without notice, for conduct that we believe violates these Terms and/or is harmful to other users of the Website, to us, to our partners, to the contributors, to the business of our Internet service provider, or to other information providers.

Export Restrictions

Any software, and all underlying information and technology downloaded, or viewed, from the Website, or in connection with the services by You, may be subject to U.S. export controls, including the Export Administration Act, and the Export Administration Regulations, and may be subject to export, or import, regulations in other country. You are solely responsible for complying with all trade regulations, and law, both foreign, and domestic, in Your use, and viewing, of the Website, the content, and any of our products, or services.

Except as authorized by law, You agree not to export, or re-export the services to any country, or to any person, entity, or end user, subject to U.S. export controls, including, but not limited to, persons, or entities, listed on the U.S. Department of Commerce Bureau of Export Administration’s Denied Parties List and the U.S. Department of Treasury’s Specially Designated Nationals. You represent, and warrant, the no U.S. federal agency has suspended, revoked, and/or denied, Your export privileges.

Entire Agreement

These Terms, and any policies, posted on this Website constitute the entire contract between You, and Rebelo Mortgages International, Inc., and supersede all previous written, or oral, contracts regarding this Website, and its usage. If any part of the Terms is held invalid, or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force, and effect.